Welcome to the BeSavings website. That you are visiting and signing up means you totally accept our terms of service, which governs the use of the website and access to our services.
BeSavings is a platform that allows people of every class to primarily practice savings in a structured way, secondarily, to invest and access other value added services. The system is a blend of the automated and manual system. This website www.besavings.com.ng is the online channel which gives users access to our excellent services. This use of this website is strictly for online users.
You must be 18 or older to access our website. You must be able to operate within the financial sphere in Nigeria; you must be able to use a Nigerian bank account with its full privilege. Automatic loss of your BeSavings account will be the consequence of a deactivated Nigerian bank account which BeSavings detects by herself.
By registering an account with BeSavings, you have automatically signed up for diverse forms of notification. These could be customized using your name, email address or some other information you provided in your User account information. Please note however that your password is never included in these communications.
The website is provided on an “as is” basis without warranty of any kind. However, BeSavings does not warrant that the Website is suited for other than normal designation, as described in these Terms & Conditions. Moreover, BeSavings does not warrant that the Service will be error free, complete or up-to-date at all times.
BeSavings does not guarantee that the Website or any part thereof will be accessible at all times and without any interruptions or failures. Failures in the WEBSITE can occur as a result of failures in the Internet or phone connection or as a result of viruses and/or faults/defects.
BeSavings does not warrant in any way whatsoever that any terms and conditions WEBSITE liable to third party software or services – including but not limited to the terms and conditions Provider Platforms, or payment providers – allow the use of and/or interaction with the Service.
Use of the Website is at the User’s own expense and risk. The User is responsible for meeting the technical and functional requirements and using the electronic communication facilities that are necessary to be able to access and use the Website. The risk of loss, theft or damage to any data will at all times be borne by the User.
BESAVINGS, INCLUDING ITS OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS (THE “INVOLVED PERSONS”) SHALL NOT BE LIABLE TO THE MAXIMUM EXTENT PERMITTED BY WEBSITE LIABLE LAW, FOR ANY DIRECT, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGE, OR ANY OTHER DAMAGE, AND LOSS (INCLUDING LOSS OF PROFIT AND LOSS OF DATA), COSTS, EXPENSES AND PAYMENTS, EITHER IN TORT, CONTRACTUAL, OR IN ANY OTHER FORM OR THEORY OF LIABILITY, ARISING FROM, OR IN CONNECTION WITH THE USE OF, OR THE INABILITY TO USE THE WEBSITE OR FROM ANY FAILURE, ERROR, OR BREAKDOWN IN THE FUNCTION OR AVAILABILITY OF THE WEBSITE, OR FROM ANY FAULT, OR ERROR MADE BY THE INVOLVED PERSONS’ STAFF OR ANYONE ACTING ON THEIR BEHALF, OR FROM YOUR RELIANCE ON CONTENT AVAILABLE ON OR THROUGH THE WEBSITE, OR FROM ANY COMMUNICATION, INTERACTIONS, DEALINGS OR ENGAGEMENTS MADE OR ATTEMPTED THROUGH THE WEBSITE – WHETHER OR NOT THE INVOLVED PERSONS WERE OR SHOULD HAVE BEEN AWARE OR ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. IN ANY EVENT, YOUR SOLE REMEDY SHALL BE CEASE ANY USE OF THE WEBSITE. ANY AND ALL USE OF THE WEBSITE INCLUDING WITHOUT LIMITATION THE TRANSMISSION, DISTRIBUTION AND MAKING AVAILABLE THEREOF, BY OR ON BEHALF OF THE USER, PLATFORM PROVIDERS AND/OR END-USERS IS FOR THE USER'S OWN RISK AND RESPONSIBILITY. BESAVINGS IS NOT LIABLE AND/OR RESPONSIBLE FOR THE CONTENT, THE WEBSITE, THE WEB WEBSITE AND/OR ANY USE MADE OF THE SERVICE BY USERS, NOTWITHSTANDING 3.3.
The User indemnifies and holds BeSavings harmless against any and all claims by third parties in connection with or resulting from User’s use of the WEBSITE, a violation by the User of these T&Cs, and/or any unlawful activities. This includes, without limitation, any activities that constitute an infringement of Intellectual Property Rights or any other rights of third parties.
BeSavings may terminate these T&Cs, including your license to use the Website at any moment by giving you notice of such termination. Upon termination by BeSavings, you must discontinue all use of the Website.
You may terminate these Terms and Conditions at any time by requesting a deactivation of your account. Send a mail to firstname.lastname@example.org. Please note however that when you terminate your account, you lose the privilege to access your savings, investments and other transactions.
These T&Cs and the use of and access to the App are governed by the laws of the Federal Republic of Nigeria, unless a mandatory or peremptory rule of international law prescribes another applicable law. The applicability of the Vienna Convention on the Sale of Goods is expressly excluded.
All controversies, disputes or claims arising out of or relating to these T&Cs, and/or the use of or access to the App will be exclusively and finally settled by the competent courts in the Federal Republic of Nigeria.
You will comply with all applicable laws, rules and regulations in connection with your use of the Website and any content you submit, including without limitation, compliance with data privacy laws, applicable export control laws and other regulations of the Federal Republic of Nigeria. You will be responsible for all activities conducted under your user profile.
Use of the website to do any of the following, as determined by BeSavings in its sole discretion, is strictly prohibited:
7.1 User acknowledges and agrees that, except as specifically set forth in these T&Cs, BeSavings retains all rights, title and interest, including without limitation domain names, copyrights, trademark, tradename and trade dress rights, patent rights, and know-how (“Intellectual Property Rights”), in and to the technology, programming code, content management system and all other assets relating to the Website, as well as to any modifications, adaptations or translations thereof, except for the Website Content, which is deemed to be owned by the User. The User acknowledges and agrees that it does not acquire any rights therein, express or implied, except for any rights expressly granted under these T&Cs.
7.2 User is not permitted to sell, rent out, transfer or copy the Website or make it available to third parties in any way or for any purpose not expressly permitted in these T&Cs.
7.3 BeSavings will be permitted to install technical provisions for the purpose of protecting the Website. User is not allowed to remove or circumvent such technical provisions.
BeSavings is entitled to change and/or update the Website application and replace the design and layout of any of the functionalities of the Website without any prior notification and without being obliged to pay any compensation whatsoever to the Users.
8.1 BeSavings is entitled to put the Website out of service and/or to reduce the use of it without any prior notification and without being obliged to pay any compensation whatsoever to the User, if in the opinion of BeSavings such action is necessary, for example, in connection with required maintenance of the Website or due to force majeure (such as site or building blockades, strikes, riots, civil disruption, war, terrorist acts, inclement weather, epidemic, specific work interruptions, delay in transportation, earthquake, fire, storm, flood, or water damage, delay in or cancellation of the delivery parts, goods or services ordered from third parties, or governmental, legal or regulatory restrictions).
The headings herein are for convenience only and are not part of this Agreement.
If any provision or portion of any provision of this Agreement is determined to be illegal, invalid or unenforceable by a court of competent jurisdiction, the remaining provisions or portions (unless otherwise specified) shall remain in full force and effect.
This Agreement (including, for clarity, the documents incorporated by reference), supersedes all prior discussions, negotiations and agreements between the parties with respect to the Website, and this Agreement constitutes the sole and entire agreement between the parties with respect to the Website.
BeSavings can be contacted at email@example.com