BeSavings' Privacy Policy

Last modified on November 26, 2018

Business Eugenics Nig. Ltd. “Business Eugenics” built the BeSavings web application “Website or Service” as a free website. This SERVICE is provided by Business Eugenics at no cost and is intended for use as is.

This document is used to inform you regarding our policies with the collection, use, and disclosure of your Personal Information should you decide to use our Service.

If you choose to use our Service, then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect are used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.

This Privacy Policy applies to your use of (regardless of means of access) our Services. You may access or use our Services through a desktop, laptop, mobile phone, tablet, or other consumer electronic device (each, a "Device").

The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at BeSavings, unless otherwise defined in this Privacy Policy. We encourage you to review the Privacy Policy whenever you interact with us to stay informed about our information practices and the ways you can help protect your privacy.

This Privacy Policy applies to your use of (regardless of means of access) our Services. You may access or use our Services through a desktop, laptop, mobile phone, tablet, or other consumer electronic device (each, a "Device").

1 Information Collection and Use

For a better experience while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to your name, email address, and bank account information. The information that we request will be retained by us and used as described in this privacy policy.

The website does use third party services that may collect information used to identify you.

1.1 Information Provided by You

When you register a BeSavings account or relate with us as regards your account, we collect nonpublic personal information. Types of information collected is specified in 2.

1.2 Information About Your Transactions on BeSavings

As you engage your BeSavings account, we collect nonpublic personal information in connection with each transaction, including transaction time, amount in naira and other important details. We may also collect photos, memos or other information that you attach to your transactions.

1.3 Information from Other Sources

When you register a BeSavings account, we may collect information, including nonpublic personal information, about you from nonaffiliated third party service providers in order to verify your identity and for prevention from fraud.

2 Log Data

We want to inform you that whenever you use our Service, in case of an error in the website we collect data and information (through third party products) on your phone/PC called Log Data. This Log Data may include information such as your devices’ Internet Protocol (“IP”) address, device name, operating system version, configuration of the website when utilising our Service, the time and date of your use of the Service, and other statistics.

3 Cookies

Cookies are files with small amount of data that is commonly used by an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your devices’s internal memory.

This Service does not use these “cookies” explicitly. However, the website may use third party code and libraries that use “cookies” to collect information and to improve their services. You have the option to either accept or refuse these cookies, and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service.

4 Service Providers

We may employ third-party companies and individuals due to the following reasons:

  • To facilitate our Service;
  • To provide the Service on our behalf;
  • To perform Service-related services; or
  • To assist us in analyzing how our Service is used.

We want to inform users of this Service that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

5 Security

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

6 Links to Other Sites

This Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

7 Children’s Privacy

This Services do not address anyone under the age of 18. We do not knowingly collect personal identifiable information from children under 18. In the case we discover that a child under 18 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to take necessary actions.

8 Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page.

9 Stoppage of Notices

If you do not wish to receive offers or other notices from us in the future, you can "opt out" by contacting us through the channel highlighted at the end of this Privacy Policy or by following the "unsubscribe" instructions in any form of communication you receive from us. Please be aware that you are not able to opt out of receiving communications about your BeSavings account or related transactions with us.

10 Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us. Please email